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Congratulations on Your Retirement…Now, Don’t Go Broke!

May 11, 2017 | posted in: Blog, Financial Insights, Uncategorized | by

Being newly retired is definitely a reason to celebrate — and spend — some of the hard-earned money you’ve saved over the years.
Yet with Americans living longer, experts say you need to plan for a retirement that could last 30 years or more. Add in ever-rising medical costs, mostly stagnant Social Security checks and all of a sudden that pile of cash doesn’t look so big. Authors Katie Young and Sharon Epperson lay out some rookie mistakes to avoid so that you don’t run out of money iin retirement. Click here to read the full article and view the video from CNBC.

Q1 RECAP: STRONG START

April already? Time flies when you’re having fun!
Fixed income is off to a good start in 2017, with almost all sectors in positive territory for the year at the end of the first quarter. It was in many ways a reversal of the fourth quarter of 2016, with some election-driven trades unwinding, as longer-duration fixed income benefitted from markets that may have overshot their landing in the fourth quarter of 2016. Read more from LPL Financial’s Matthew E. Peterson Chief Wealth Strategist and Colin Allen, CFA Assistant Vice President.

Tiptoe Through The Tulips, and Other Offerings from LPL Research.

Who doesn’t love Paris in the springtime?
The fundamental case for European equities continues to strengthen, with both earnings and valuations improving.  The technical perspective on Europe is mixed, with the region doing well on an absolute basis, but still unable to outperform U.S. stocks on a consistent basis.  Political concerns, which often get expressed through currency markets, are likely to determine whether European equities begin to outperform their domestic peers.  There a lot to like about the coming European spring from both a fundamental and valuation perspective. The rebound in corporate earnings growth is particularly important. But market performance relative to U.S. stocks is still relatively weak, and major political events are still ahead. We are getting our spring wardrobe ready, but still not going to put away our winter coats. Read on for the complete analysis from Burt White Chief Investment Officer, LPL Financial Matthew E. Peterson Chief Wealth Strategist, LPL Financial.

Super Bowl 51: Rooting for Shorter Skirts & Fatter Ties

February 3, 2017 | posted in: Blog, Uncategorized | by

Miniskirts and the markets Truth be told, I am not really very excited about watching the Super Bowl game between the Falcons and the Patriots. My guess is that many of you out there feel the same way, that is, unless you grew up in Boston or Atlanta. And it’s not because I’m not a football fan, as I do appreciate the sport. It’s just that the match-up of the titans of the Northeast against the upstarts from the deep South doesn’t exactly get me fired up. But, of course, I will watch, and at the end of a very long couch potato session on Sunday, spent eating too many snacks and watching some football among too many commercials with big guys drinking beer and cooing over huge trucks, I hope, for all our sakes, that the Falcons win. Why? I will root for the Falcons because if they win, I am assured the stock market will rise in 2017, and that is generally good for my clients and friends. I know the stock market will rise if the Falcons win because of what is known as the “Super Bowl Stock Market Indicator.” This principal posits that there is a correlation between a National Football Conference team (Falcons) beating an American Football Conference team (Patriots), and the market rising. Lately, this has not really been borne out, but that hasn’t stopped the media (and me!) from writing about it. Another “reliable” indicator of future market performance has been the length of women’s skirts. The theory goes along these lines: as hemlines get higher, so do stock prices. As a result, I’m sure many folks watching the aforementioned beer commercials will be rooting for shorter hemlines…for the benefit of their investment portfolios, of course. There is also the “skinny tie market indicator.” This follows the theory that the fatter the tie, the fatter and better the returns are in the stock market. However, I have a confession to make. Those of you who visit me at the office or see me during the business day may have noticed that my ties are getting skinnier each year. Please do not be alarmed by this sartorial decision – the fact is that I only recently heard about the skinny tie indicator, and didn’t realize I was signaling a downturn. I apologize for my fashion faux pas and I promise to be more careful with my business attire in the future! Other supposed stock market indicators are sales of aspirin and Tylenol, sales of men’s underwear, and the consumption of baked beans. I will leave the details of all of these up to your imaginations and/or future research. Of course, there are the actual technical indicators that market watchers can look to, such as economic policy, budget deficits, government debt, price/earnings ratios, etc., but why spoil the fun? Looking at what’s been going on in this country over the past few months, we can all use a little fun, right? A playful cataloging of money management myths is good for a laugh, and, really, who wants to read about P/E ratios on Super Bowl weekend? Plus, these “myths” are great conversation starters if you’re at a Super Bowl party where you don’t know the other guests! Anyhow, I’m off to the mall to look for some fat ties. And here’s to men’s underwear sales, higher hemlines, and the Atlanta Falcons. Let’s all have some fun on Sunday. Pass the chips!       tracking # 1-578415 IMPORTANT DISCLOSURES* *Important disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and cannot be invested into directly. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. This is a hypothetical example and is not representative of any specific investment. Your results may vary. Stock investing involves risk including loss of principal. Securities offered through LPL Financial, Member FINRA/SIPC Asset Allocation does not ensure a profit or protect against a loss. Guarantees within guaranteed income products are based on the claims paying ability of the issuing company.

Is There Value in Value?

Despite a strong 2016, there may still be some value in the value sector.     We recommend that investors generally maintain balance across value and growth stocks. Improving economic and profit growth create a favorable backdrop for value. Our sector views point to balanced style views, particularly our positive views of both technology and financials. Other factors to consider include relative valuations (favors growth) and technical analysis (favors value). Read more from Burt White Chief Investment Officer, LPL Financial Jeffrey Buchbinder, CFA Market Strategist, LPL Financial

Barron’s Top Advisor Summit

April 10, 2013 | posted in: Uncategorized | by

Austin Frye recently attended the Barron’s Top Independent Advisors National Summit in Orlando, FL. He was among a group of 400 “elite” advisors and industry leaders selected by the major investment firms to attend this marquee event. Presentations by leading industry analysts and economists concentrated on the current economy and investment opportunities, with a large focus on bond market concerns as discussed above. It allowed him an outstanding opportunity to exchange information, ideas and insights regarding best practices and wealth-management strategies.